Our partnership, with over 75 years of combined experience, has created a team where your experience is our top priority. Financial journeys are personal—so is our approach.
At Arizona Capital Management (ACM), expect more than advice: discover a partnership built on clarity, trust, and proactive care. Our advanced
technology, accessible expertise, and transparent processes keep your goals always in focus.
Bill Stead, RICP
ADV 2B Brochure
ADV 2B Brochure
Senior Financial Advisor
6028879182 (voice only)
602-671-5992
bill.stead@ceterainvestors.com
I joined the financial service industry in October of 1982, so to say I've been around a while is an understatement. Coming from a military family, and knowing some of the financial struggles we had, I wanted to work in an arena where I could positively impact individuals’ financial health. I began my career in Boston Massachusetts, and in 1986 moved to Arizona where I have been ever since.
My wife and I married in 1986 and our passion is traveling. I am also a proud father of two independent, Northern Arizona University graduated daughters. Go Lumberjacks!
We all live here in Arizona and although I work out of Phoenix, my wife and I make our home in the cool pine trees of Prescott, Arizona.
When you’ve been doing this for as long as I have, the list of families you help becomes expansive.
It is what I was meant to do, helping people over time put their own children through school and move comfortably into retirement. I help my clients implement a well-thought-out financial plan that helps them build and maintain wealth.
I have clients all over the country, with much of my clientele is in Arizona, New Mexico, and southern California.
Matthew Julian
ADV 2B Brochure
ADV 2B Brochure
Senior Financial Advisor
602-887-9190 (voice only)
602-671-5992
matthew.julian@ceterainvestors.com
Since 2004 I have been following my passion for helping people and businesses plan and pursue their financial goals. I am dedicated to provide everyday families with financial solutions, guidance, and tools, to help meet their needs across all life stages.
My goal is to build solid relationships and long-term value to help my clients grow, protect, and enjoy what they have; by making sure their financial strategies work as hard as they do.
J. Nick Rhodes
ADV 2B Brochure
ADV 2B Brochure
Assistant Manager
602-671-5992
My career in the financial services industry began after graduating from Lake Forest College with my B.S. in Economics when I accepted a financial advisor role at First Investors Corporation (now Cetera Investors). Fun fact: one of my first mentors was Bill Stead!
Later, my career at First Investors took me to Washington state where I accepted the role of Branch Manager for the Seattle location. I returned to Arizona in 2018 where I worked as Vice President for Pacific Capital Resource Group. In November 2022, my career came full circle and I found myself back with many friends and colleagues from the start of my career when I joined Arizona Capital Management (ACM).
I learned very quickly at the start of my career that my drive comes from those I serve and the relationships that are built from each financial journey. I thoroughly enjoy getting to know people and developing a solid understanding of their financial goals so that we can work together to problem-solve and create a plan for the future. Ultimately, I returned to where my career began because of the people. I believe in what we do at ACM and truly consider this team part of my family.
Currently, I live in Cave Creek with my wife and two dogs. When I’m not working, I enjoy fly fishing, skiing, and hiking, and am an avid golfer. I also love watching live sporting events – especially hockey (Go Avs!)
Courtney Schuh
Director of Client Services
602-671-5992
courtney.schuh@ceterainvestors.com
As Director of Client Services at Arizona Capital Management, I bring over 20 years of experience in the financial services industry, having started my career in 2005. I hold Series 6, 7, 63, and 65 licenses, along with life and health insurance licenses, and am registered in multiple states across the country.
In my role, I work closely with each advisor to implement strategic financial plans tailored to their clients’ needs. I collaborate with product and strategic partners to identify the right solutions, ensuring that monthly income distributions are accurate, beneficiaries are properly designated, and estate and legacy planning strategies are executed effectively. I also contribute to ACM’s marketing and branding initiatives and help coordinate our annual Fall Festival, a signature event that brings our clients and community together each October.
I’m passionate about building long-term relationships based on trust, transparency, and education. Whether guiding clients through retirement planning, investment strategy, or wealth preservation, I strive to make financial planning approachable and effective—so clients can focus on what matters most.
Outside the office, I’m a proud spouse and parent to two adult children. My family and I love spending time outdoors—whether it’s camping in the mountains, exploring the sand dunes, or relaxing at the beach. I’m also a dedicated Pure Barre enthusiast with over 300 classes under my belt, and I rarely go a day without listening to an audiobook. Once a month, I enjoy connecting with fellow readers at my local book club, where we share stories, perspectives, and a love for lifelong learning.
Lisa Padula
Sales Assistant
602-671-5992
Lisa joined our team in the fall 2017. She has been an integral part of increase our client experience. You will find her organization skills keep us all on task. She maintains all of our calendars and incoming phone calls.
Melissa Hillman
Senior Client Service Representative
602-671-5992
Melissa joined our team in November 2020. As a Senior Client Services Representative, she will work on the daily operations of ensuring our clients’ accounts and paperwork are all in order. She comes back to the industry after starting her career in investments. Melissa also has her securities registrations. When she is not in the office you will find her with her husband and 2 sons. In her spare time, Melissa enjoys traveling, going to sporting events, and spending time with her family.
Jake Schuh
Client Service Representative
Jake is a student at Arizona State University with a passion for the outdoors—he enjoys fishing, riding quads, and spending time with friends. At Arizona Capital Management, Jake supports the administrative team by assisting with RightCapital reports and managing essential paperwork. His attention to detail and strong work ethic make him a valuable contributor to the firm’s operational efficiency.
Sara Gagliardi
Client Services Associate
Sara Gagliardi is a dedicated Client Services Associate who brings over 17 years of experience running a successful subcontracting business. Known for her reliability and attention to detail, Sara thrives on building strong relationships and delivering exceptional service. Beyond her professional expertise, she has spent more than a decade volunteering with a child advocacy nonprofit—an inspiring reflection of her deep commitment to helping others. When she’s not supporting clients or giving back to her community, Sara enjoys quality time with her family, cheering on her favorite football team, and exploring the outdoors on scenic hikes.
Colten Christiensen
Wealth Operations Assistant
colten.christiensen@ceterais.com
Originally from Arvada, Colorado, Colten Christiensen moved to Arizona in 2015 and now serves as a Wealth Operations Assistant at ACM, where he supports client outreach, data verification, and lead generation through prospecting events. After playing wide receiver in Dubuque, Iowa and studying biology, he pivoted to economics and earned his BS in Economics from Arizona State University in December 2024. Colten is currently training with the team to eventually become an advisor. He is passionate about football (Go Broncos!), basketball (Go Nuggets!), and spends his free time golfing and exploring new bars around town.
Cetera Investment Management
Independent, objective research and guidance to assist your financial professional in designing the investment strategy that's right for you.
Cetera Investment Management delivers a wealth of independent, objective research and guidance designed to make sense out of the complex, often-changing economic landscape. They provide the insight, foresight, and perspective on the financial markets your financial professional needs to keep you on track to pursuing greater financial well-being. Together with your financial professional, they’re your partner for acquiring a deeper understanding of the economic landscape, maintaining a forward-looking focus on market trends and performance, and creating solutions designed to help you capitalize on that perspective—so you can feel more confident you are on the path to your investment goal.
Cetera Advanced Planning Group
The Advanced Planning Group is dedicated team of highly credentialed legal and financial professionals that consults with our team to providing the answers and resources we need in an ever changing legal world. This team consults on some of the most complex legal and technical issues—from wealth transfers and retirement distributions to life insurance, annuities, and strategies for stock options.
Client Centered
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.