Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Retirement Is a Beginning Key questions to answer when you are considering retirement. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.